Pretty Pets Kennel


Ultimate Guide to Pet Insurance in Singapore 

An Overview of Pet Insurance Policies in Singapore 

Keeping your pet happy and healthy is important. However, sometimes, some health condiditions, sicknesses, or even accidents, will have you visiting the vet to get your pet treated. If you’re shocked by bills that came out after your visit, consider investing in pet insurance in Singapore to help cover the future bills and reduce the burden of expensive vet fees. 

Give yourself peace of mind when it comes to your pet’s health with pet insurance in Singapore you can look into. Let’s quickly review what the pet insurance policies include in Singapore:

  1. It Covers Medical Expenses

Pet insurance in Singapore helps cover vet medical bills in case of unexpected sicknesses and circumstances such as accidental injuries, dental illnesses, theft, death, and third party liable damages done to your pet.

  1. It Covers Specific Breeds of Cats and Dogs

Whether you own a dog or a cat, they will be covered by the pet insurance. Specific breeds or species are excluded from the coverage. It does not cover for other pets such as rabbits, hamsters, birds, or fishes.

  1. It Covers Only Up to 13 years of Age for Pets

If humans can have lifetime insurances, sadly, the same cannot be applied for pets. It only covers from weeks old up to 13 years of age for pets. Make sure to set aside expenses to cover for care and burial once the pet insurance is over.

  1. Only Applicable for Microchipped Pets

Since microchipping is mandatory for all pets, make sure to get one before you are eligible to apply for pet insurance. Microchipping gives your a pet a unique identification number that can help register them for the pet insurance in Singapore.

  1. Includes Co-Payments or Deductibles

Pet insurance policies include co-payments or deductibles that help cover up to 80% of vet bills, while you pay for the remaining amount. 

Why is Pet Insurance in Singapore An Important Consideration? 

If you want the best for your pet and their health in the future while lessening the huge expenses, apply for pet insurance in Singapore. If you’re still unsure, try checking the factors that you should consider. These factors for considering pet insurance in Singapore include:

  • Accident-prone pets
  • More prone to illness as they age
  • Costs for 3rd party liabilities due to aggressiveness and harm
  • Breeds that are more prone to illness/sicknesses
  • History of medical illnesses
  • Breeds that are prone to wandering around or going astray
  • Costs

If you tick any of the factors above, it is encouraged to apply for pet insurance in Singapore. 

What Type of Pet Insurance You Should Get for Your Dog 

Good news for pet owners in Singapore! There tons of options and plans for pet insurance in Singapore that are available. Below you’ll find the most common pet insurance policies in Singapore. Carefully compare and contrast the offerings and the cost that is suitable within your budget and for your pet. 

  1. Happy Tails – Offers Lifelong coverage for medical care of dogs and cats

If you’re looking for a pet insurance that offers lifelong coverage for dogs and cats, consider applying for Happy Tails. The lifelong coverage also includes accidents and hereditary and congenital conditions such as cherry eye and elbow dysplasia. 

Owners are given 3 plan options. Depending on the age and the health status, the higher-tier plans are more expensive to be able to enjoy more high coverage benefits. However, do note that only 1 plan is offered for cats with an annual limit of $5,000. You will get up to 80% of reimbursement from the veterinarian with a $250 deductible required. Once policy is obtained, it is effective immediately.

  1. CIMB My Pay Pawl – Cheap Pet Insurance Coverage

CIMB My Pay Pawl is ideal for pet owners whose pets are more prone to accidents, where this pet insurance will help cover the vet fees for accidents and even death. You may claim up to $3,000 annually to help cover medical expenses that include injuries, sicknesses, and surgical and non-surgical procedures. There is also an option to pay for additional coverage in the insurance which covers illnesses and theft. It starts up to $79.90 per year for payment and its online registration takes up to only 10 minutes.

  1. AIA Paw Safe – Affordable coverage for Accidents and Liability

The AIA Paw Safe is one of the most popular options that offers an extensive coverage for pets that are prone to accidents, third-party liability, and even theft. You can avail their premium plans for as low as $6.63 per month and helps cover up to $1,000 in medical expenses if your pet encounters an accident within 30 days.

  1. PetCare – High coverage that includes medical and surgery expenses

The PetCare pet insurance offers extensive coverage if you are more concrned about expenses brought by medical and surgery procedures. They offer 30% coverage immediately upon application if there is surgery for your cat or dog needed. It is one of the most expensive, but it covers up to $3,000 of the the medical fees. 

  1. Insurance Market Pte Ltd – Pet Insurance for Specified Dogs

If you own a breed that falls under the Specified dogs list, Insurance Market offers a pet insurance along with a Banker’s guarantee (Bonds). They also offer numerous plans that covers sicknesses, surgery, theft, death of pet, and third-party liabilities.

Where To Get Pet Insurance in Singapore?

If you are interested in any of the pet insurance in Singapore available listed above, you may contact or visit them directly to start discussing any plans that are suitable for your dog and within your budget. 

  1. Happy Tails
Eligibility RequirementsPets aged 4 months to 9 years old
Microchipped and licensedFully vaccinatedSterilised or not used for breeding
Non-working pet
Pet/sDogs and Cats
Address2 Shenton Way, #26-01, Singapore 068804
Contact Number+65 9618 5842
  1. CIMB Pay Pawl
Eligibility RequirementsPets aged 3 months to 7 years oldMicrochipped and licensed
Non-working pet
Pet/sDogs and Cats
Address30 Raffles Pl, 03-03, Singapore 048622
Contact Number+65 6333 7777
  1. AIA Paw Safe
Eligibility RequirementsPets aged 3 months to 7 years old
Breeds not allowed: Mastiff, bull terrier, Staffordshire bull terrier, pit bull terrier, American pit bull terrier, Argentina dog, Canary dog, American bulldog or dogs cross-bred with any of these breeds and/or wolves
Address1 Finlayson Green, Singapore 049246
Contact Number1800 248 8000
  1. Pet Care
Eligibility RequirementsPets aged 2 months to 9 years old
MicrochippedLiving with petNon-working petPet not used for breeding
Address51 Club Street #03-00 Liberty House Singapore 069428
Contact Number1800-LIBERTY (5423 789)
  1. Insurance Market Pte Ltd
Eligibility RequirementsPets aged 8 weeks to 9 years old
MicrochippedLiving with petNon-working petPet not used for breedingResiding in non-hdb premises (for cats only)
Pet/sDogs and Cats
Address#02-16, 195 Pearl’s Hill Terrace, Singapore 168976.
Contact Number+65 6908 1811


Invest in your pet’s future and save yourself the trouble from heavy vet fees that may come, in case of unforeseen accidents, medical conditions, surgery, injuries, and even death. Apply for a pet insurance in Singapore today! Look into the coverages that are included in the pet insurance for your consideration. Once you look into the factors, you can decide on the pet insurance in Singapore that is suitable for you and your dog’s needs and conditions. The pet insurance in Singapore covers a variety of areas and includes co-payments and deductibles to save you more money in the future. 

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